A strong credit profile is essential for securing business funding with favorable terms. Lenders assess your credit score, payment history, and debt levels to determine your reliability. To improve your chances, maintain on-time payments, reduce outstanding debts, and avoid excessive credit inquiries.

Separating business and personal credit by opening a business credit account can strengthen your profile. Additionally, building relationships with lenders and demonstrating consistent revenue and cash flow increases trust. Regularly monitoring your credit report and addressing any errors can further boost your funding prospects.