Saving for emergencies may seem difficult, but small steps can make a big difference. Start by setting a realistic goal, such as saving $500 first, then gradually increasing it to cover 3–6 months of expenses.

Cut back on non-essential spending like dining out or subscriptions, and set up automatic transfers to your savings account, even if it’s just a few dollars at a time. Using windfalls like tax refunds or bonuses can give your fund a boost. A strong emergency fund provides financial security and peace of mind during unexpected situations.